May 19, 2016 · This is the first time I've ever received anything from Citi. Yesterday I got a Home Depot envelope in the mail. The exact verbage is "Pre-Selected To Apply," and not "Pre-Approved." However there is a firm 25.99 APR on the letter, and an invitation code. When I go to the Home Depot preapproval page, it can't find an offer for me. So what is this?