Monarch Money is a comprehensive personal finance platform designed to bring clarity to your entire financial picture. Winner of Wall Street Journal’s and Forbes’ Best Budgeting App awards this year, ...

For U.S. consumers, having “good credit” or a good credit score is everything. Black marks on your credit report can prevent you from acquiring rental housing, certain jobs, or student loans – and ...

Choosing the right cell phone plan is important for budgeting and, of course, your phone needs. When comparing Visible vs. US Mobile, they are both great options, but which of these options is best ...

Credit utilization is one of the most important factors contributing to your credit score. Your credit utilization ratio refers to how much available credit you have at a given time. Credit ...

The majority of Americans have credit cards and utilize them regularly. When paying your credit card balance, sometimes an overpayment on your account can happen, and people are left wondering, “What ...

If you’ve ever experienced the frustration of your credit card chip not working, you’re not alone. The convenience and security provided by chip-enabled cards have become essential in our modern era ...

Have you ever wondered what the history and the parts of a credit card are? How did they get started, and what constitutes a credit card? This article will discuss the history and anatomy of a credit ...

Enticed by the prospect of a sign-up bonus worth nearly as much as you earn in a week, you apply online for the travel rewards credit card you’ve had your eye on for months. You have a steady job that ...

Many freelancers and independent professionals get by without a separate business bank account. They commingle their personal and business funds on the reasoning that it all ends up in the same place ...

A line of credit is an open-ended loan that allows you to borrow money as you need it. Credit lines can be secured by valuable collateral (like real estate) or unsecured. Common types of credit lines ...

You can get an impressive return on cash you don’t need right away when you put it in a high-yield savings account. There’s no shortage of those around. You have to work for that interest though. That ...

The most important feature of a high-yield savings account is its interest rate. But it’s nice when your account helps you manage your money too — or at least doesn’t get in the way of that. The ...