Borrowers should recognize these early warning signs to address credit card debt before it becomes unmanageable.

Americans defaulted on $59 billion in credit card debt and took on an additional $74 billion in credit card debt.

But while filing for bankruptcy can be a way to get rid of your debt and start over, it isn't a simple "get out of debt free" card like many people think it is. While bankruptcy p

At the moment, U.S. credit card debt jumped by $45 billion in the fourth quarter to $1.21 trillion, according to the Federal Reserve, as reported by Forbes.com. While the central bank did not provide a breakdown,