Although prequalification is not a substitute for preapproval, it can be a way to shop around for a mortgage without a hard credit inquiry hurting your score. If you do pursue mortgage preapproval, do ...

Mortgages backed by the VA come with money-saving benefits for qualified military families, from competitive interest rates to 0% down payments. And in some cases, beneficiaries stand to save ...

When considering the best credit score to buy a house, many lenders use the FICO model. It grades consumers on a scale ranging from 300 to 850, with a higher score indicating less risk to the lender.

VA loans. Insured by the U.S. Department of Veteran Affairs, VA loans are available to current and former service members and their spouses. While the VA doesn't set any credit score requirements ...

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a model more similar to layaway than to a traditional credit card. The loans ...

It is possible to buy a house with no credit, though it's typically more difficult to get approval for a mortgage.

"FHA loans can go down to a 580 credit score with just 3.5% down – and even down to 500 with 10% down. It's about finding a lender who knows how to build a strong file, not just checking a box." ...

To get a VA mortgage with this lender, you'll need a credit score of at least 640. If you're looking for a conforming mortgage, USAA has options that allow down payments as low as 3%.