VA home loans are an affordable mortgage option for qualifying service members. Understand how your credit score affects your VA loan options.

Although prequalification is not a substitute for preapproval, it can be a way to shop around for a mortgage without a hard credit inquiry hurting your score. If you do pursue mortgage preapproval, do ...

Mortgages backed by the VA come with money-saving benefits for qualified military families, from competitive interest rates to 0% down payments. And in some cases, beneficiaries stand to save ...

When considering the best credit score to buy a house, many lenders use the FICO model. It grades consumers on a scale ranging from 300 to 850, with a higher score indicating less risk to the lender.

Borrowers can get approved with a 1% down payment. Guild even will kick in another 2% in the form of a grant you don't have to repay.

It is possible to buy a house with no credit, though it's typically more difficult to get approval for a mortgage.

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a model more similar to layaway than to a traditional credit card. The loans ...

VA loans Insured by the U.S. Department of Veteran Affairs, VA loans are available to current and former service members and their spouses. While the VA doesn't set any credit score requirements ...

Many borrowers reported that they never received notice from the Department of Education that their student loan payments were resuming, even though they were meant to have been notified at least ...

Some mortgages have lower credit score requirements than others. Government-backed mortgages like FHA loans, VA loans and USDA loans may have more flexible credit requirements.

The best mortgage lenders for a 700 credit score offer a variety of loan types and competitive rates.

A good credit score to buy a house varies by lender and loan type. You typically need a credit score of at least 620 for conventional loans and 580 for FHA loans.