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This contrasts with the 2022 calendar year. The 2055 portfolio, for example, lost 20% compared with the 18% tumble of typical peers; the 2025 vintage lost 16% versus the 15.2% drop of its category.

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The retirement vintage had the largest bounceback relative to peers. In 2022, it lost 15.2%, nearly 2.5 percentage points steeper than the average target-date retirement category peer. The fund's ...