In this post, you’ll learn how to use SMART goal setting to make real progress toward your long-term goals, and you’ll get access to a free downloadable SMART goals worksheet in PDF format to help you ...

If you struggle with money — or you have a specific goal to save money going into the new year — following a budget can help you stay on track. Budget worksheets provide a basic layout for ...

Google Sheets can't be overlooked when it comes to budgeting. It's customizable, free, and available to everyone. Learn what you're missing out on.

If you’re considering setting a money goal in 2023, you’re in good company. I’m a financial therapist and most of my clients are looking to work on their personal finances next year.

If you set money goals for 2023 back in January, now can be a smart time to check in on your progress. And if you didn’t, it’s not too late to create goals for the next six months and beyond. “If you ...

Money is meant to be spent, it’s a tool for tackling daily, weekly, and monthly expenses but those are not the goals of earning money. Orman says the goal of money is for you to be secure.

But money goals should be tied to the things that matter most to you. If they aren’t, you’ll quickly lose interest. “If you don’t know what goals to choose, go back to your values and have them guide ...

You can combine goal-setting with a little planning, so expenses are less likely to creep up on you throughout the year. Think about what expected costs will be coming up in the next six to 12 ...