How to get pre-approved for a home loan The best time to start the pre-approval process is when you’re about to start looking for a home. Pre-approvals generally last 60 to 90 days, giving you ...

Pre-qualified and pre-approved sound interchangeable, but these words signal distinct checkpoints in the mortgage process. While pre-qualification can be a useful first step in understanding your ...

Lenders aren't required to give you a mortgage just because you're pre-approved. Lenders may deny you if your financial ...

A mortgage approval that's conditioned on an appraisal, for example, could end up being denied if the home is found to need extensive repairs or if the value is much lower than expected.

A home equity loan interest rate can and likely will change in the time between being approved for the loan and closing on it, unless you lock it in. So consider locking it right away.

While home improvement loans typically cap at $50,000 to $100,000, you’re able to borrow up to 85% of your home's equity (primary mortgage and home equity loan combined).