As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

Personal loans aren't just for emergencies. Here's how wealthy people use them to build wealth, manage risk, and stay liquid.

Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now.

The average homeowner is sitting on a substantial amount of equity right now. . After the Federal Reserve issued three ...

Both HELOCs and home equity loans have declined substantially from their highs reached at the beginning of 2024, although ...

But beyond borrower preference, there are other reasons why home equity loans currently seem to be a better deal than HELOCs.

Achieve reports veterans can consolidate debt using personal or home equity loans, potentially lowering payments and interest ...

Home equity rates seem to be on summer vacation. The average rate on a $30,000 home equity line of credit (HELOC) remained at ...

A home equity loan turns equity you've earned in your house into cash. Here's how it works and who should consider applying for one.

The average interest rate on a two-year personal loan was 11.57% in the second quarter of 2025, according to the Federal Reserve. But depending on your credit history, income and other ...

Like home equity lines of credit (HELOCs), home equity loans are secured by collateral: your home. In general, home equity loans tend to have lower interest rates than personal loans or credit cards.