As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now.

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

When deciding between a personal loan or a home equity loan, consider your unique financial situation and how you plan on using the funds.

Home equity loans typically have lower rates and longer repayment terms, while personal loans fund more quickly and don't require collateral.

While home equity loans usually will take longer to be approved, they tend to offer a lower interest rate than a personal loan and potentially a higher loan amount as well.

The average homeowner is sitting on a substantial amount of equity right now. . After the Federal Reserve issued three ...

Achieve reports veterans can consolidate debt using personal or home equity loans, potentially lowering payments and interest ...

Home equity loans and lines of credit are both borrowing options based on the equity you have in your home, but their repayment terms and who they are best for vary.

Explore the differences between personal loans and home equity loans. Discover the best way to make an informed choice for your financing needs.

Personal loans and home equity loans can be used for making home improvements, consolidating debt, paying for medical expenses and many other purposes. However, the application process and credit ...