These debt relief companies could help you slash your debt, but there are a few things to know before signing up.

Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

Compare NerdWallet's expert picks for the best debt consolidation loans from companies like Discover, Upgrade and SoFi. Consolidate credit card and other debts for faster payoff.

Freedom Debt Relief reports credit card limits aren’t keeping pace with debt, stressing residents in Kentucky, Alabama, and ...

Consolidating credit card debt is taking out a loan to merge credit card payments into one payment. Through credit card consolidation, it may be possible to get a new loan with a lower interest rate.

Look at the kind of debt you have: Debt relief companies only work with unsecured debts like credit cards or medical bills, not auto loans or mortgages. If you owe the IRS, you'll need a tax ...

When you’re having trouble paying a credit card bill due to circumstances beyond your control, some credit card issuers may be willing to work with you through a hardship plan.Once a well-kept ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

Most types of unsecured debt, like personal loans and credit card debt, ... Most debt relief companies also have a minimum amount of debt required to enroll, typically about $7,500 to $10,000.

Americans suffer high amounts of consumer debt, primarily revolving credit card debt. In February 2025, the average credit card debt per American was $6,455, up $194 from a year ago.

Consolidating debt can save money and time. To help you take advantage of debt consolidation, we walk through 7 easy ways to consolidate your credit card debt.