Both HELOCs and cash-out refinancing have unique benefits for homeowners, but only one is arguably safer right now.

There's a compelling argument to be made for using a home equity loan over a refinance loan right now. Here's why.

Refi rates have been wavering in a narrow range for a week, with the latest move being a slight increase. Rates climbed up ...

She previously wrote for Bankrate.com, CreditCards.com, DepositAccounts.com, and RateSeeker. Jacob Wackerhausen / Getty ...

Find out the pros and cons and who benefits most.

Credit card debt is common, but paying high interest rates on your balance can get expensive. According to the Fed, credit cards have an average APR of 16.28%, and your cards might have higher or ...

Homeowners in recent years strayed from cash-out refinances and home equity loans despite their greater financing power.

Boasting over 3.1 million followers on Instagram -- and described as someone who "emphasizes the importance of making ...

Commissions do not affect our editors' opinions or evaluations. Refinancing gives you the opportunity to lower your rate or shorten the lifespan of your mortgage, allowing you to save on interest ...

However, some lenders can still work with you, helping you borrow money for emergency expenses including medical bills and auto repairs, refinancing high-interest debt or even consolidating debt ...

A mortgage refinance involves replacing your existing home loan with a new mortgage for the same property. The funds from your new mortgage are used to pay off your existing loan, and you start ...