Passed in 2022, the SECURE Act 2.0 aims to improve access to retirement savings vehicles. This legislation builds on changes ...

This is a big month for retirement savers. On Nov. 1, the IRS announced cost-of-living adjustments for 401(k) plans, and the contribution limits are going up for 2025. If you're planning ahead ...

Her expertise is in personal finance and investing, and real estate. Roth 401(k) plans are typically matched at the same rate as traditional 401(k) plans. The matching contributions provided by an ...

The youngest of baby boomers — and some older Gen Xers — could end up even more confused about how much money they can sock away in their 401(k) plans in 2025. Could someone in those age ...

limits Before you dive into your 401(k) game plan for 2025, there are a few items you might want to check off your list. The new catch-up limit for those aged 60-63 is a great chance to put extra ...

This column has been updated to reflect the outcome of Tuesday’s vote. This year’s election has me stressed out. Our country’s ideological differences have become so divisive that I voted ...

Rolling your old 401(k) over into an IRA can give you more control over your investments. Here's a list of the best brokers for an IRA rollover. Many, or all, of the products featured on this page ...

If you don't have a 401(k) plan available to you, don't despair. You can always save for retirement in an IRA instead. Click here for a list of our favorite IRAs. But if you're sticking with a 401 ...

Roth 401(k)s also aren’t subject to RMDs, thanks to the Secure 2.0 Act passed in 2023. Dig deeper: How all 50 states tax retirement income: A comprehensive list Can I withdraw from my 401(k ...

Come next year, you will be allowed to save a little more in your 401(k) on a tax-deferred basis than you can this year, unless you're in your early 60s, in which case for the first time ...

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Don't put all eggs in one basket:Focusing only on your 401(k) or IRA? Why that may not be the best retirement move. Did income ranges change for contributions to traditional and Roth IRAs?