Professional stock pickers in the mutual-fund industry had a tough time in 2024 beating indexes that passively track U.S.

Like insurance, gold is also a companion in times of crisis ... You cannot get regular income from gold. Why invest in mutual ...

Passive mutual funds track indexes like the S&P 500 and generally cost less than active funds. An expense ratio reflects annual costs borne by investors; passive funds usually charge 0.03%-0.25% ...