Borrowers with multiple loans-such as credit card, personal, and home loan-can pool them into one large loan with a lower ...

Bank credit growth is expected to moderate this financial year after a robust 16 per cent estimated for last financial year, ...

Finance Minister Nirmala Sitharaman is preparing Budget 2025 while balancing fiscal prudence and addressing key voter ...

Both economic and geopolitical contexts have deteriorated since the beginning of the previous year. After a robust performance in FY24, banks have begun experiencing challenges. In this backdrop, here ...

The Finance Ministry will hold an important meeting with microfinance institutions (MFIs) on Wednesday as rising bad loans ...

Indian banks' profitability is at an inflexion point and is likely to moderate in 2025-26, hurt by higher delinquencies in unsecured loans and increased credit costs ...

HDFC Bank has cut its marginal cost of funds-based lending rate (MCLR) on select tenures by up to 5 basis points (bps). The ...

Earlier, updates were only done on credit score every month, which would delay the effect of loan repayment as it happens.

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India's rural credit ecosystem is increasingly getting formalised and borrowers across the country are preferring formal sources due to a variety of reasons, including interest subventions and ...

Key for manufacturing sector growth: Urbanisation and home building are critical for creating demand for manufactured goods.