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While certificate of deposit (CD) accounts had little worth to savers in 2020 through much of 2022, they reversed course after the Federal Reserve embarked on an interest-rate hike campaign.

Currently, 1-year CDs offer some of the highest CD rates you can find across the board ... your money will be federally insured in case of a bank failure for up to $250,000 for single-person ...

See how we rate banking products to write unbiased product reviews. The best 18-month CD rate is 4.40% APY from Credit Human Federal Credit Union. At Business Insider, we monitor the best banks ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Potentially better rates elsewhere: You may be able to earn more with your CD investment by shopping around and comparing rates. Minimum deposit: In some cases, you may have to make a minimum ...