Nearly three of four (74%) companies offering 401(k) plans offer immediate eligibility for employee contributions, according ...

This will, for many new plans, change the rulebook. Historically, enrollment in a 401(k) has necessitated employee action. Thanks to auto enrollment the paradigm will change to an ‘opt-out ...

When the new auto enrollment policy goes into effect in 2025, all employees who meet their company’s eligibility requirements for a 401(k) or 403(b) plan will be automatically enrolled rather ...

Proponents argue that auto-enrollment could bolster ... “Though enrolling in a 401(k) involves simple tasks––filling out a form, signing a document––behavioral science research indicates ...