Just as the when of “retirement” will become a dated notion, so will the notion that more tax revenues are required to pay ...

Whether you are a Baby Boomer, Gen X, or Millennial, understanding the rules for retirement plans like IRAs and 401(k)s can ...

For decades, the “4 percent rule,” laid out by renowned financial adviser William Bengen, served as the north star for ...

I f you aren't paying off your balance in full each month, it's easy for your credit card debt to grow and become a crushing ...

To maximize your 410(k) contributions in 2024, assess how much you’ve contributed so far, check your employer’s match, take a ...

Some retirement savers can make larger 401(k) contributions in 2025 thanks to an obscure change made in the SECURE 2.0 act.

Putting your 401(k) into a target date fund could mean facing ... I Used to Think a Will Was the Best Way to Pass Down an Inheritance. Here's Why I Now Think a Living Trust Is Better.

For workers age 50 and older, the catch-up contribution is $7,500, unchanged from 2024. That means older workers may ...

Passed in 2022, the SECURE Act 2.0 aims to improve access to retirement savings vehicles. This legislation builds on changes ...

In most cases, using your 401(k) for a home down payment has more drawbacks than benefits. 401(k) withdrawal for a home purchase: Is it a good idea? If you have a lot of cash tucked away in your ...

Another bad decision is that I didn't move any of my money from a traditional 401(k) to a Roth 401(k). Neither did my husband. So we have to take more withdrawals than we need right now and pay ...

allowing you to continue down the path toward maxing out your contribution over time,” Potash added. In some cases, 401(k) savers must consider future tax implications of required minimum ...