“I want to reduce my RMDs” is not a good financial goal. “I want to make sure my Social Security isn’t taxable” isn’t a good financial goal. “I want to make sure my LTCGs will be taxed at a 0% rate in ...

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TIPS are an extremely useful investment option in some scenarios. If you want to have a certain amount of purchasing power available, on a specific date, nothing can do that for you other than I Bonds ...

The additional standard deduction for people who have reached age 65 (or who are blind) is $1,600 for each married taxpayer or $2,000 for unmarried taxpayers. The contribution limit for Roth IRA and ...

Please note that this calculator is only intended for sole proprietors (or LLCs taxed as such). If your business is an S-corp, C-corp, or LLC taxed as such, please consult with your tax professional.

This blog is dedicated to spreading the idea that investment success is based upon stubbornly following a few (very simple) principles: Diversifying your portfolio, Minimizing costs (such as brokerage ...

One thing I run into frequently — both working with clients and via correspondence with readers — is people who have financial goals that, to put it bluntly, are not very good. And to be clear, I just ...

You can reach me at mike@obliviousinvestor.com. But please know that I cannot promise a reply, much less a prompt one, as the volume of incoming email per day has grown dramatically over the years as ...

Profit from Business (whole dollars, no commas or dollar signs) Other Earnings e.g. from a day job (whole dollars, no commas or dollar signs) ...

Index funds are mutual funds designed to track a specific index (the S&P 500 or the Barclay’s Capital Aggregate Bond Index, for instance). This is in contrast to most mutual funds, which are run by ...