Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet.  It’s ...

It will depend on your credit score and personal circumstances but, at the time of writing, it may be possible to get a money transfer card offering up to 12 months at 0% interest. » MORE ...

Balance transfer credit cards allow users to transfer high-interest debt to a new card with lower or 0% introductory rates, facilitating debt repayment.

With the top balance transfer cards, you can get no-interest offers of up to 24 months. ... Best balance transfer credit cards of July 2025. Best with 0% intro APR for 24 months.

Broadly speaking, a good balance transfer credit card has a long 0% interest period, a low or no balance transfer fee and a low APR when the introductory period comes to an end.

Credit card debt burdens many Americans, but completing a balance transfer is a way to dig yourself out. Balance transfer credit cards offer interest-free periods, often 12 to 20 months, that you ...

Balance transfer credit cards can be a useful tool for getting out of debt, but they're not without drawbacks. You should weigh the benefits against the drawbacks, like interest savings vs. fees ...

Find the right card: Look for a balance transfer card with a long 0% APR period and low (or no) transfer fees. Transfer your debt: Move your balance from your high-interest credit card to the new one.

Balance transfer cards typically come with an introductory 0 percent APR offer for a set period (typically 12 to 21 months), during which you won’t be charged interest on your transferred balance.

First, some balance transfer credit cards do not extend the promotional 0% APR to new purchases. This means if you continue to spend on this credit card and carry a balance, you could accrue interest.

A 0% intro APR card offers more time to pay off a balance or big purchase. It can only save you money if you use it the right way. Dashia Milden Editor Dashia is the consumer insights editor for ...