If you’ve had your car totaled, insurance adjusters have made critical determinations regarding the value of your car and the cost of repairs.

So, when is a car officially considered a total loss, or totaled? Simply put, a car is considered totaled when the cost of repairs exceeds a given portion of its actual cash value (ACV ...

Instead of covering the costs of fixing the car, they declare it a total loss. This is called totaling the car, and it potentially has some big financial consequences for the vehicle's owner.

It is that time of the year which unfortunately will see the most car damage, and especially ‘total loss’, claims being filed. If the repair estimate is above 75% of insured declared value ...