If you struggle with money — or you have a specific goal to save money going into the new year — following a budget can help you stay on track. Budget worksheets provide a basic layout for ...

A balance sheet is a helpful tool for businesses both ... about areas where you can improve to achieve your long-term money goals. To create a personal financial statement, you could take a ...

Other apps are made for specific money goals such as building a retirement ... Spreadsheet programs like Excel and Google Sheets are highly customizable, although there can be a learning curve ...

An attainable goal might be five years into retirement. The sooner you pay this debt, the less money you will be paying in interest. Be sure your additional payments go toward your principal.