Essentially, 401(k) plans allow account owners to borrow from their account balance under certain loan conditions. Best of all, you can usually set up this loan on your own, without needing any ...

There are pros and cons to withdrawing from your 401K in a pinch. Learn more about the pros and cons, penalties, and rules in ...

FangXiaNuo / Getty Images Most qualified plans—such as a 401(k) or 403(b) plan—offer employees the ability to borrow from their own retirement assets and repay that amount with interest to ...

Borrowing from your retirement plan to fund a down payment isn't a ter­rible strategy, especially if you want to lock in today's superlow mortgage rates (the recent average for a 30-year fixed ...

For decades, the “4 percent rule,” laid out by renowned financial adviser William Bengen, served as the north star for ...

The employee retirement programs analyzed in the report ... On top of that, the percentage of participants simply borrowing from their workplace plan grew to 2.5% (75K participants) in Q2, up ...

Most 401(k) plans allow participants to borrow money from the plan. They can repay the loan through automatic payroll deductions. However, these payments will reduce your take-home pay.

Technically, it isn't possible to borrow money from an individual retirement account, or IRA, in the same way you might from a 401(k) or another type of employer-sponsored account. In fact ...

Can I take money from 401k to start a business? Is it possible to borrow money from my 401(k) to start a business? The answer is yes, as long as your program administrator allows you to borrow from ...