Explore our review of Navy Federal Credit Union's 2025 mortgage offerings. Learn about rates, loan options, customer service, ...

You won't be able to prequalify for a loan with Navy Federal, meaning the lender will perform a hard credit inquiry before giving you your rates. A hard inquiry gives a lender a full view of your ...

See reviews below ... s occupancy and the loan-to-value ratio. You’ll need to contact Navy Federal Credit Union if you want a customized quote based on your individual circumstances.