As of July 9, 2025, the average home equity loan rate is 8.26%, according to Bankrate’s regular survey of rates. The average ...

Savvy homeowners can take advantage of the lull in the home equity borrowing climate by making these three moves now.

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

When deciding between a personal loan or a home equity loan, consider your unique financial situation and how you plan on using the funds.

Home equity loans typically have lower rates and longer repayment terms, while personal loans fund more quickly and don't require collateral.

Personal loans and home equity loans can provide a much-needed source of funding if you need cash. Personal loans are less risky as they’re unsecured, but they often come with higher interest ...

While home equity loans usually will take longer to be approved, they tend to offer a lower interest rate than a personal loan and potentially a higher loan amount as well.

The average homeowner is sitting on a substantial amount of equity right now. . After the Federal Reserve issued three ...

Personal loans and home equity loans are two popular sources of cash for home improvements, paying for college, debt consolidation, emergencies and other large expenses.

Explore the differences between personal loans and home equity loans. Discover the best way to make an informed choice for your financing needs.

Personal loans and home equity loans can be used for making home improvements, consolidating debt, paying for medical expenses and many other purposes. However, the application process and credit ...