Consider Social Security and pensions as part of your income sources, not just savings. Use the 4% rule to calculate how much you need in savings to sustain retirement income. Key findings are ...

Add your annual pre-tax income, monthly contributions, and your estimated monthly budget in retirement to calculate how much ... total (“What you’ll need”), our default assumptions include ...

The earlier you understand what the finances of your retirement might look like, the better able to plan you'll be. Meeting the financial needs of your later years requires discipline and above ...

On a scale of 1 to 10, how confident are you in your retirement plan? This quick quiz will help you find out if it's on track ...

the risk that you will outlive your money. Doing so can involve more than simply putting extra cash into a retirement account. “People need to reframe how they plan for retirement,” says Evan ...

If you haven’t been tracking all this already, this is the time to calculate ... need 80% of their current income in retirement. Will you have that much? Start by estimating your future expenses ...

Individuals with a combined income between $25,000 and $34,000 may be taxed on 50% of their Social Security benefits. If your ...

The best way to determine your savings target ... So for example if your projected retirement expenses exceed Social Security and pensions by $20,000 a year, you might need a nest egg of $300,000 ...

These secrets can spell disaster for your retirement plan ... If you’re already retired and didn’t calculate how much income you would need to cover monthly expenses, you might have to ...

Choose the appropriate type. Your goals will determine which annuity type you should choose. For example, if you’re nearing retirement and need immediate income, an immediate annuity may be a ...