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a personal loan for debt consolidation might be your ticket out. Debt consolidation can also help people with multiple student loans lump them into one loan, ideally with a lower interest rate.

Plus, you could get your funds from a SoFi debt consolidation loan as soon as the same business day after approval, which can make it a good choice if you’re looking to consolidate debt quickly.

Debt consolidation, where you combine multiple debts into a single payment, can make the process easier. While debt consolidation could improve your finances, it’s not the right move for everyone.