“Employers have made if far easier than ever before for participants to enroll in a 401(k),” says Caggiula. Many plans (59%) ...

Maxing out your 401(k) could mean missing out on perks from other types of accounts. Before deciding where to save, it's wise to consider all the pros and cons of your 401(k) plan. Sometimes it's ...

Workers ages 50 and older have a higher annual 401(k) contribution limit than their younger peers. In 2024 and 2025, this ...

For workers age 50 and older, the catch-up contribution is $7,500, unchanged from 2024. That means older workers may ...

On the employer side, having a safe harbor 401(k) could mean increased payroll costs, but it could also mean lower administrative costs. “The administrative hassle it saves is incredible ...

If your employer has a 401(k) or 403(b) plan that was established ... contribution rate between 3% to 10% of your pretax salary, meaning they'll automatically allocate between 3% and 10% of ...