A flood advisory was released by the National Weather Service on Friday at 9:54 p.m. EDT in effect until Saturday at 1 a.m. EDT for Macomb and St. Clair counties.

A chain-link fence that separates Water Street in the center of Kerrville from the Guadalupe River just a few hundred feet away has become a makeshift memorial, with the flower-covered stretch serving as a focal point for a grieving community.

The disappointing surprise is that while the standard home insurance policy does cover fire and wind damage, even good property insurance typically doesn’t cover things like flooding and earthquakes, which usually require a special and separate policy for each. Here are the things to know about flood insurance.

On Friday at 9:12 p.m. the NWS Morristown TN issued a flood advisory in effect until 11:15 p.m. for Cherokee and Clay counties.

The reporter said that several families were angry because they felt that alerts for the flood did not go out in time.

Forecasters warn that slow-moving storms could bring heavy downpours to already saturated areas, increasing the risk of flash flooding.

At 8:01 p.m. on Friday, the NWS Morristown TN released a flash flood warning in effect until 11 p.m. for Clay County.

A flood watch was issued by the NWS Fort Worth TX on Friday at 11:51 p.m. valid from Saturday 1 p.m. until Sunday 7 p.m. The watch is for Wise, Denton, Collin, Parker, Tarrant, Dallas, Hood, Montague,